Should You Be Alarmed?

When you are taking our or renewing your property insurance cover, a question often asked is whether or not you have an alarm in place.  The reason for this is that many insurers will offer a discount on the policy premium for properties fitted with an alarm.  The discount given will all depend on the type of alarm system you have in place.  However, it is not just a simple as that.  If you declare that you have an alarm and get a discount for it, you are then subject to conditions attached to the use of the alarm.  A common example of this is that if you are not at home, and you have a break in and the alarm was not activated, Insurers do not have to honour the claim.  Insurers will also not just rely on your word for it that the alarm was activated but instead will look for the data to show that the property was alarmed at the time of the break in.  It is important that you are fully aware of the obligations that are put on you by your insurers with regard to your property alarm.  If you need advice on your policy conditions Freefone 1800277377.