The best way to prevent the need to make a home insurance claim due to winter weather is to take measure to prevent the damage occurring. Burst pipes are one of major issues for damage to property during the cold weather. Ensure your pipes are fully insulated and when the weather is extremely cold make sure you run the hot water through your pipes regularly. Also, occasionally open the door to the attic to allow heat from the house to heat the attic. Another issue during the cold weather is that we need more heating. Make sure you have your chimney cleaned by a professional chimney cleaning service. Also have your boiler serviced by a professional every year to ensure it runs smoothly. The roof is also an area of concern and you should get it checked by a professional to ensure there are no missing, broken or slipped slates or tiles which you may be unaware of until there is a significant leak from heavy winter storms.
Not all of these can be avoided and despite our best efforts some people will always be unfortunate and suffer a loss during the winter weather. However, the above steps will help to minimise the damage that they could cause. If you have suffered a loss or need advice on any property claims please contact us on 1800 277377.
